Monthly Budget Spreadsheet

You can buy the template on our Etsy shop.

You just need a Google account, which is free. If you don’t already have one, just sign here. We’re not affiliated with Google in any way, we just use Google Sheets as the basis for our templates.

Start with entering your expected income, regular bills (rent, utilities, subscriptions and so on), debt repayments, savings and what you might think you’ll spend on ad-hoc items such as coffee, lunches and so on.

As you do so, you’ll see a ‘remaining budget’ figure which helps you allocate amounts to each of your outgoings-categories. If there’s some left over, for example, you might want to put more into your savings.

You’ll be able to specify which days of the month your regular bills are due and the template will map out those bills across the month on a regular bills calendar. It’ll also show you a graph over the month of when your bills are due so you can get an idea of your cashflow.

Once you’ve set your budget, there’s a place for you to keep track of your spending as the month goes by. You’ll see what categories you’re spending your money on and see if you’re on budget or not.

There are handy warning symbols throughout the sheet that show where you’re going off track.

Yes, you can set you currency symbol on the template and it’ll be used throughout.

Yes of course. All the budgeting and tracking tools are on one tab. You can duplicate that tab for each month you’d like to budget for.

Get in touch with us via our Etsy shop if you encounter any problems with the template and we’ll help out. We can’t offer any financial advice so please don’t ask us anything about that!

No, we are not financial advisors. Use of our template is at your own risk and is purely provided as a tool for you to plan your income and spending. Please seek advice from a registered financial advisor.